Whether you are buying a house for the first time, looking to purchase a vacation residence, or investing in a rental property, we provide financing options to meet your unique borrowing needs.

Work with a Portfolio Lender

We typically retain mortgages in our portfolio rather than selling them in the secondary market. When you work with a portfolio lender, you’ll find greater flexibility, less complicated requirements, knowledgeable underwriting, and streamlined servicing.

Partner with a Lending Advisor

Our lending professionals act as an advisor, evaluating your needs and customizing your financing to fit your overall strategy. You’ll get a partner that will take the time to understand your objectives and guide you from experience.

Mortgage Services

When purchasing a home, time is often of the essence. We offer a number of programs and strategies that can help be the difference between purchasing your dream home or losing it to another bidder.

Expedited Approval

Expedited approval process to get you a pre-approved mortgage and help get you to closing faster.

Quick Close

Ability to close purchase mortgages quickly to make your bid the most competitive in multiple-offer situations.

Mortgage Recasting

Pay off principal and reset your monthly payments according to the original interest rate and loan terms for portfolio loans.

Rapid Rate Reducer

Sometimes interest rates move rapidly. We can save you the paperwork hassle and much of the cost  when refinancing, lowering your interest rate while maintaining the original terms of your home loan.

Mortgage Programs

Jumbo Portfolio Mortgages

We specialize in jumbo and super jumbo mortgages for primary and secondary homes that offer competitive rates on both fixed and adjustable rate terms.

Conforming Loans

We offer a range of loan programs that conform to guidelines established by Government Sponsored Entities (GSE). These loans have limits on loan amounts set by county and state location.

Interest-Only Loans

Enjoy lower monthly payments while managing the timing of principal pay-downs. For borrowers whose income is heavily based on bonus or commission income, interest-only loans can be a convenient financial option.

Cross-Collateralized Loans

Meet down payment requirements by collateralizing the loan with other assets such as certificates of deposit or other marketable securities held in accounts at Boston Private Bank or Boston Private Wealth. 

Bridge Financing

Access equity in your current property or your investment portfolio in order to finance the purchase of a new, primary or second home.

Cash Out Financing

When markets move quickly and you purchase a property in cash, finance the property and regain access to cash and potential tax deductibility*.

Blanket Financing

Pool real estate assets and obtain one loan, collateralizing more than one residential properties.

New Condo Project/Non-Warrantable Loans

We offer mortgages on new and existing condo projects that are not approved for traditional financing.

Home Equity Lines of Credit

Tap the equity in your home to finance expenses and investments or to consolidate and manage debt.

Loans in Trust/LLC

Ability to hold mortgages in a trust (in CA and MA), or LLC (only in MA).

Community Homeowner Programs

We are committed to serving our entire community, including investing in low- and moderate-income people and neighborhoods.

Our lenders are skilled and knowledgeable. They work closely with potential borrowers to assist them through the complexities of purchasing or refinancing a home, providing one-on-one counseling, and helping borrowers to take advantage of resources that make owning a home more affordable through government and nonprofit agencies.

Our specialized loan programs and services are designed to assist low- and moderate-income families to attain and sustain homeownership.

These programs often offer reduced interest rates and reduced costs.

Learn more about our programs in:

Talk to a Lender

Foreign Nationals

We provide financing to relocating foreign nationals (executives/professionals) with no requirement for two years of past U.S. employment or credit history.

Find Your Dream Home

Start your search for the perfect home in Greater Boston, and work with a qualified loan specialist and realtor today. More markets coming soon.

Home Search Concierge

Ready to Talk with a Lender?

Looking to get Pre-Approved?  Need to close quickly?  

Whatever your situation, our experienced Loan Officers aim to guide you through the right process based on your unique borrowing needs.

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Our Team

In the Residential Mortgage area at Boston Private, you’ll be guided by a senior lender who will review your overall financial profile to ensure the commitment you assume fits with the objectives you’ve set. 

View the Full Team


Rosa Amaya Headshot
Rosa Amaya Vice President Residential Lending Officer
Felix Amsler Headshot
Felix Amsler Senior Vice President Residential Loan Officer
Diana Carvajal-Hirsch Headshot
Diana Carvajal-Hirsch Senior Vice President CRA Loan Officer
Carole Cohen Headshot
Carole Cohen Senior Vice President Residential Loan Officer
Adam Joannes Headshot
Adam Joannes Senior Vice President Market Leader, Southern California
Carol Katzman Headshot
Carol Katzman Vice President Residential Loan Officer
Janet Kern Headshot
Janet Kern Vice President Residential Loan Officer
Robert Kinasewich Headshot
Rob Kinasewich Senior Vice President Residential Loan Officer
Patrick Leahy Headshot
Patrick Leahy Senior Vice President Residential Loan Officer
Mario Leos Headshot
Mario Leos Vice President Residential Loan Officer
Jeannette Ruiz Mayes Headshot
Jeannette Ruiz Mayes Vice President Residential Loan Officer
Nora McGowan Headshot
Nora McGowan Senior Vice President Residential Loan Officer
Veronica Morsello Headshot
Veronica Morsello Senior Vice President Residential Loan Officer
Maria Pineda Headshot
Maria Pineda Vice President Residential Lending Officer
Patricia Signet Headshot
Trish Signet Vice President Residential Loan Officer
Patrick Skovran Headshot
Patrick Skovran Senior Vice President Northern California Residential Lending Market Leader
Christopher Wade Headshot
Christopher Wade Senior Vice President Residential Loan Officer

Mortgage service availability is dependent on the loan product offered.  Not all services available in all states.

*Consult a tax professional