While fintech companies offer quick access to cash, many loans come with considerable processing fees and exorbitant interest rates. Don't overlook your Certified Public Accountant (CPA) and their ability to connect you with a commercial banker interested in lending at competitive rates and terms.
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One of the greatest challenges facing investors, and people in general, is to know when it is time. Time to buy a house? Time to follow a lifelong passion, or stay in your comfort zone? Time to retire? Time to get into the market, or time to get out? In the case of the markets, with hindsight we can always identify the perfect time.
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As poorly as risk assets performed in the fourth quarter of 2018, the reality that the global economy was showing few signs of falling over the precipice into recession sparked a rally in the first quarter of 2019, as positive sentiment carried risk assets universally higher.
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As poorly as risk assets performed in the fourth quarter of 2018, it is obvious why investors were looking to 2019 with a mix of both hope and caution.
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