At Boston Private, our mission is to simplify and strengthen your financial life. Having a trusted advisor to keep you focused on reaching your goals can help you avoid emotional decision-making.

To give you more clarity as you look down the road, we recommend you divide your assets into three segments: Safety, Market, and Aspirational.

• Safety: Start with establishing a stable, low risk account for daily living expenses, emergency expenses, and near-term spending.
• Market: Over time, grow funds for retirement in a diversified investment portfolio customized to your time horizon and tolerance for risk.
• Aspirational: When it comes to leaving your legacy, you can take on higher risk to potentially achieve higher rewards.

Structuring your assets to achieve your financial goals will help tune out the noise of market fluctuations. There will be volatility in your investments, but understanding that fluctuations are not going to compromise your future provides for a less stressful life.

A goals-based plan helps you: eliminate emotional decision-making, facilitate full investment of capital, and achieve greater predictability. Contact a Boston Private advisor to start your goals-based financial plan today.

Read more about investing toward your goals here.

Disclaimer: The opinions expressed and information contained in this video are given in good faith, may be subject to change without notice, and are as of the date issued. The accuracy and completeness of this information is not guaranteed. Since each client’s situation is unique, please review your specific investment objectives, risk tolerance and liquidity needs with your advisor before a suitable investment strategy can be selected.