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New Mobile Check Deposit Requirement – Restrictive Endorsement

Updated 8/22/2019

Recently the Federal Reserve Board released final amendments to the check collection and return provisions in Regulation CC. This amendment protects depository institutions and clients from the inadvertent or malicious deposit of the same check twice.

Therefore, effective July 1, 2018 we will require that “For Mobile Deposit Only” be added below the endorsement on any mobile check deposit.

Here is an example of how you will need to endorse your check for mobile deposit.

If you forget to include the endorsement on your mobile check deposit you will be prompted to add the endorsement and retake the image.

If you have additional questions, please contact your relationship manager or advisor. 

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Private Banking and Trust services are offered through Boston Private Bank & Trust Company, a Massachusetts Chartered Trust Company. Wealth Management services are offered through Boston Private Wealth LLC, a U.S. Securities and Exchange Commission Registered Investment Adviser. Boston Private Wealth LLC is a wholly owned subsidiary of Boston Private Bank & Trust Company.
Boston Private Bank & Trust Company, its parent, its subsidiaries, and their staff, do not provide tax, accounting or legal advice. You should consult with your legal or tax advisor prior to taking any action relating to the subject matter contained on this website.
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